Home Loan EMI Calculator – Bank Accurate with Prepayment & Extra EMI

Home Loan EMI Calculator (Bank Accurate)

Calculate your EMI using the same reducing balance method used by banks. See how paying extra EMIs reduces tenure and saves interest.

📥 Download Google Sheet (Make a Copy)
👉 Enter details and click Calculate EMI

Money Split

Outstanding Loan Balance Over Time

Month EMI Interest Principal Extra EMI Balance

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